Aminata Coly

Young people’s use of digital payment methods: financial practices and associated risks
Edited by Hélène Ducourant and Alexandre Mathieu-Fritz

Various studies have shown that the physical nature of money contributes to its social significance. The digitalisation of financial services has led to young adults adopting digital methods of storing, managing and paying with money. These new forms of financial services are emerging alongside new methods of banking fraud, with an ever-increasing number of victims. It is against this backdrop of the digitalisation of payments that this research into young people and their money-related practices is situated. This demographic group, characterised by various changes in social and professional status, is considered more tech-savvy than others and is thought to be one of the driving forces behind the spread of new forms of technological culture. The aim of the thesis is to describe and examine young people’s digital practices regarding household budgeting, payments and saving. The focus will be on how they adopt technical devices for accessing money, how these practices fit into their life trajectories, and what risks are associated with this digitalisation of banking services.